United Bank Of India

Reserve bank of India has allotted IFSC codes to all the bank branches in India to easily identify the transactions which are done through a particular branch. IFSC codes are unique 11 digits codes with alphabetic and numeric characters, which are given to all bank branches, and the code won't repeat. It is mandatory to enter IFSC code or MICR codes to identify the branches to perform the cash transactions, without this code the bank branches can't transfer the funds.

These codes helps the users to ensure that the transferred funds receives to the rightful person without any error or concern.

The IFSC code for UNITED BANK OF INDIA which is located in 117, Armenian Street, Chennai Tamil Nadu is UTBI0MDS801.

This IFSC code can be used for online money transaction via NEFT, RTGS and IMPS to any UNITED BANK OF INDIA account or to any other bank accounts, Here the first 4 alphabets UTBI indicates the bank name, The fifth digit is 0 [zero] for future use, The last 6 digits MDS801 indicates the particular branch of UNITED BANK OF INDIA which is located in 117, Armenian Street, Chennai Tamil Nadu.

IFSC code whose full form is Indian Financial System Code used for online payment applications like RTGS which is Real Time Gross Settlement, NEFT which is National Electronic Funds Transfer, IPM, from one bank to another through IMPS which is electronic Instant Mobile Money transfer Service and CFMS which is Centralized Funds Management System instructed by RBI.

RBI has allotted IFSC codes to all banks in India to find out the branches when money transfer takes place. According to RBI guidelines the IFSC code is mandatory for interbank transfers via NEFT and RTGS to any bank in India, with the help of IFSC codes and MICR codes the online funds transaction are made easily without any confusion. This codes helps to avoid risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches to the rightful account holder at the specified branch.

Easy way to find UNITED BANK OF INDIA IFSC code and MICR code?

If the customer knows the full name of the bank and its branch location then it is easy to find the IFSC and MICR code, the customer can find the codes in the passbook and cheque books of the specified bank which is printed on the passbook, or the website of RBI also offers the entire list of IFSC codes required for the account holder. Some third party website also shows the IFSC codes in their websites.

Some of the popular financial comparison sites display the table carrying IFSC codes for Bank of Baroda's branches throughout the India. Any account holder visiting the website has to choose the Bank IFSC code link present on the home page where 4 columns are displayed. Customers must feed some bank details like the state -> district -> branch -> to get the IFSC codes or MICR codes for UNITED BANK OF INDIA. The website displays all details about the bank such as the phone number, address, of the branch, name, branch code, etc...

United Bank Of India Branch Details

• Andaman And Nicobar Island

• Andhra Pradesh

• Arunachal Pradesh

• Assam

• Bihar

• Chandigarh

• Chhattisgarh

• Dadra And Nagar Haveli

• Delhi

• Goa

• Gujarat

• Haryana

• Himachal Pradesh

• Jharkhand

• Karnataka

• Kerala

• Madhya Pradesh

• Maharashtra

• Manipur

• Meghalaya

• Mizoram

• Nagaland

• Odisha

• Puducherry

• Punjab

• Rajasthan

• Sikkim

• Tamil Nadu

• Tripura

• Uttar Pradesh

• Uttarakhand

• West Bengal

ABOUT UNITED BANK OF INDIA:

UNITED BANK OF INDIA was established on the year 1950 which is headquartered in Kolkata, India, On 30 March 2009, the Indian government approved the restructuring of United Bank of India,On 1 April 2020, the bank along with Oriental Bank of Commerce has been merged with Punjab National Bank, making it as the second largest public sector bank in India.

There are a total of 211 full-service banking locations of UNITED BANK OF INDIA, and there are a total of 20 loan origination offices of the United Bank of India. As the government of India has approved that the United Bank of India as the fastest to become the second largest public sector bank in India.

PRODUCTS AND SERVICES OF UNITED BANK OF INDIA:

United Bank of India products and services

• Deposit Schemes
• Utility Schemes
• Retail Credit
• Priority Sector
• Corporate Banking
• SME Segment
• United Demat
• Third Party Products

Deposit Schemes

Following are offered under deposit schemes:
• United Tax Savings Growth Plan
• United Tax Savings Income Plan
• United Bonanza Savings Schemes
• Fixed Deposits
• Re-Investment Plans
• United Bonanza Current Deposit Schemes
• Recurring Deposit
• United Flexi Deposit Schemes
• United Anand Deposit Schemes
• Capital Gains Accounts Schemes
• Savings Bank Account
• United Children Savings Account
• United Basic SB Account
• United Current Deposit Account
• United Gold and Platinum Current Deposit Schemes
• Utility Schemes
• NRI (Non-Resident Indian)
• United Mobile Services
• Forex
• United Suraksha Yojana
• RTGS (Real Time Gross Settlement)
• OLTAS
• Collection of Tax
• E-Payment
• Retail Credit
• United Housing Loan Scheme
• United Smart Loan Scheme
• United Housing Loan for Pensioners
• United Personal Loan Scheme for Salaried Persons
• United Demand Loan Scheme
• United Personal Loan Scheme for Pensioners
• United Festival Loan Scheme
• United Tour & Travel Credit Scheme
• United Car Loan Scheme
• United Consumer Loan Scheme
• United Education Loan Scheme
• United Shikshak Samman Yojana
• United Nari Samman Yojana
• United Trade Credit
• United Mortgage Loan Scheme
• United Cash Rental
• Priority Sector
• Agricultural Loans
• Small Scale Industries
• Road Transport Operators
• Retail Trade
• Professional and Self Employed Persons

THIRD PARTY PRODUCTS

United Bank of India also offers third party products to its customers. Following are the third party products provided by UBI:
• Mutual Funds
• Life Insurance Products of Tata AIG Life Insurance Company
• Non-Life Products of Bajaj Allianz Insurance Company Ltd
• Credit Card issued by SBI Cards
• Inward Money Remittance by UAE Exchange & Financial Services Ltd.

Priority Sector Loans

United Bank Of India priority sector loans cover the following different types:
• Small Scale Industries
• Retail Trade
• Agricultural Loans
• Professional and Self Employed Persons
• Road Transport Operators
• Agricultural Debt Waiver and Debt Relief Scheme, 2008

Retail Sector Loans

United Bank Of India Retail Sector loans cover the following products:
• United Smart Loan Scheme
• United Personal Loan Scheme for Salaried Persons
• United Personal Loan Scheme for Pensioners
• United Tour & Travel Credit Scheme
• United Consumer Loan Scheme
• United Shikshak Samman Yojana
• United Trade Credit
• United Cash Rental
• United Housing Loan Scheme
• United Housing Loan for Pensioners
• United Demand Loan Scheme
• United Festival Loan Scheme
• United Car Loan Scheme
• United Education Loan Scheme
• United Nari Samman Yojana
• United Mortgage Loan Scheme

United Bank Of India Educational Loans:

United Bank Of India educational loans are also available. Maximum loan limit for studying in India is 7.5 lakhs. The loan limit for studying abroad is 15 lakhs.

For further detail contact or write to United Bank of India:-

ADDRESS:
11 Hemant Basu Sarani,
Kolkata - 700001.
Contact: 1800 - 345 - 0345
Website: www.unitedbankofindia.com